Credit: Peter Hilz / ANP / Hollandse Hoogte /

How insurers take the law in their own hands in fraud cases

By Olivia den Hollander, | 9 May, 2023

Insurers themselves determine whether someone has committed fraud, impose sanctions immediately and hardly ever report this. This leaves police, prosecutors and the criminal courts sidelined. Criminal safeguards – such as you are innocent until proven guilty – are absent.

The insured could take (legal) action, but this is expensive and takes a long time. In the meantime, he is already saddled with the damage, the investigation costs charged by the insurer and a blacklist registration. There is hardly any external supervision of individual cases. Does this self-regulation work?

Read the full article in NRC (in Dutch) or listen to a radio fragment about the article on Radio 1: De Nieuws BV (in Dutch). 

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